When you want to share your Linux user account to allow other user to access your computer for specific tasks.
For example, login your FTP (Ignore the anonymous login)
You will provide the user account name and password for other user.
However, on that time your system will be in danger if the user wants to access to your computer with other daemon, such as SSH.
Sharing account for public user to access into your FTP Server
So, how to prevent that situation ?
Shutdown your SSHD is one of method, but if you need to remote control to your computer.
This is not a good idea.
Before you launch the daemon or user account.
You should limit the user account permissions.
sudo gedit /etc/passwd
(use any text editor to open /etc/passwd with root permission)